Are you trying to save money … or maybe you’d like to stop impulse buying? A really great money-saving rule is to create a 30-day list. Creating a list is easy to do on your smartphone in the ‘notes’ section and works great since most of us always have our smartphones with us. Then, whenever you see something you want to buy that’s not an essential item, put it on your 30-day list. Tell yourself you won’t buy it now, but if you still want it in 30 days you will buy it then. You may be surprised how much money you will save since most of our impulse buying desires don’t last very long. This is a great tip to teach children and is a great saving rule to last a lifetime.